They spend. You get paid.
Every time.

PayNovaX partners keep 50% of the margin generated by the users they bring in. Not a one-off signup bounty — an even split of what we earn after processing costs, on every deposit and card, tracked to the cent in your own dashboard.

Someone in your network deposits crypto

Platform fee2%
Processing cost−1%
Margin1%

PayNovaX

0.5%

You

0.5%

A 50/50 split of the margin we earn — on every deposit and every card, for as long as they keep using it.

50% revenue share

Recurring, not one-off

30-day link attribution

Live earnings dashboard

An even split of real margin

Most affiliate programs pay you once, when someone signs up. PayNovaX pays you half of what we make from your users, after processing costs, for as long as they keep transacting.

Crypto deposits

Every time someone in your network deposits crypto, PayNovaX charges 2%. After processing costs you keep 0.5% of the amount deposited, on every deposit, for as long as they keep using the card.

Card issuance

When someone in your network issues a card, PayNovaX charges $50. The margin after processing costs splits the same way, so you keep $20 per card.

One user deposits $2,000

Platform fee
$40.00

2% of the deposit

Processing cost
−$20.00

Leaves $20.00 margin

PayNovaX keeps
$10.00

50% of the margin

You keep
$10.00

50% of the margin

That is one deposit from one user. If they also issue a card, you keep $20 of the $40 margin on the $50 fee, and every deposit after that writes another line in your earnings ledger.

What could your audience be worth?

Move the sliders to model your network. You earn 50% of the margin after processing costs: 0.5% of every deposit and $20 per card issued.

100

People from your audience who sign up and actually use a card.

$1,500

Average crypto each user deposits per month.

10

Cards your network issues each month, at $20 to you per card.

Your share, per month

$950

Over 12 months
$11,400
Per user, per month
$9.50
Network deposits
$150,000

Illustrative only. Your rate and the live fee schedule are confirmed when your partner account is approved.

Four steps to your first payout

01

Apply and get approved

Apply from your PayNovaX account with a few details about your audience. We review it and switch partner access on.

02

Share your link

Your dashboard generates a unique code and invite link — card.paynovax.io/register?ref=YOURCODE. Drop it in a video, a pinned post, or a group.

03

They sign up and spend

Your link is remembered for 30 days, so they still count if they register later. Attribution then sticks to their account permanently.

04

You earn on every fee

Each fee they generate writes a line into your earnings ledger at your 50% share of the margin — visible the moment it happens.

If you have distribution, we have the product

You don't need a huge following — you need an audience that already holds crypto and wants to spend it.

Creators & influencers

You already talk about crypto. A card your audience can actually fund and spend is the rare product that converts on the first watch.

Best for: YouTube, X, TikTok, newsletters

Community & group owners

Telegram groups, Discord servers, and trading communities full of people holding stablecoins with nowhere to spend them.

Best for: Telegram, Discord, paid groups

Agencies, resellers & IBs

Bring volume rather than followers. Onboard clients at scale, keep your share of every fee, and talk to us about white-label.

Best for: brokers, IBs, fintech resellers

You can see every cent

Partner reporting lives inside your PayNovaX account — the same login you use for your own card.

Your link and code

A unique partner code and copy-ready invite link, generated the first time you open the dashboard.

Network view

See who joined through you, who has ordered a card, and what each person has earned you.

Transaction-level ledger

Every fee that pays you shows which user in your network generated it, the fee charged, and your cut of the margin. No black box.

Pending vs paid

Earnings accrue as pending and are marked paid on settlement, so you always know what is owed.

A rate in writing

50% is the standard split. Serious volume gets its own conversation.

Attribution that holds

Links persist for 30 days before signup, then bind to the account for life.

A product your audience actually wants

Your reputation is the thing you're spending when you promote something. PayNovaX is built to be worth it: crypto in, card out, spend online worldwide.

See the product

A real payment card, funded with crypto

Deposit USDT, USDC, or ETH and spend at merchants worldwide. No bank account, no off-ramp gymnastics.

Virtual card in minutes

Nothing to wait for in the post. Users register, fund, and order a card in one sitting — so your audience converts the same day you post.

Controls people trust

Freeze in one tap, load and unload balances, and watch every transaction land in real time.

Compliance already built in

KYC and AML checks, OTP two-factor, and encrypted sessions. You are promoting infrastructure, not a weekend project.

Before you ask

Start earning from your audience

Create your PayNovaX account and apply in about two minutes. Once approved, your 50% share is switched on.

Questions? support@paynovax.io